
Our Business Checking options are designed to meet the needs of any business, from small companies with limited check writing needs and lower balances to large, complex businesses with significant check volumes and larger balances. Additionally, our checking account options can be customized with a range of specialized banking services. A Randolph Savings Bank Commercial Banking Specialist will help you develop the banking package that best suits your company’s needs. At Randolph Savings Bank you enjoy the benefit of knowing your business balances are insured without limit or exception to the fullest extent by Depositors Insurance Fund (DIF) insurance. DIF insures all deposits above the FDIC’s $100,000 per depositor limit. Free Business Checking  The perfect solution for small business’ with limited transaction and deposit activity. This account has no monthly maintenance fee and permits up to 500 transactions* per month free of charge. A detailed monthly statement is provided. Other benefits include: • No minimum balance requirement • Free Online Banking • Free Telephone Banking • Free Gift • $50.00 off 1st Order of checks** • FDIC and DIF Insurance *Transactions include: checks paid, deposits, items in a deposit, ACH debits and credits as well as other miscellaneous debits and credits in account activity. Fees assessed once the 500 transaction threshold is exceeded include: $.25 per check paid, $1.00 per deposit and $.25 for each item in deposit. ** $50.00 off 1st order of checks purchased through our affiliated vendors Harland and McBee. Commercial Checking Our commercial checking option is ideal for businesses that maintain a higher average balance and incur larger transaction volumes. This account provides a monthly earnings credit that can offset all or part of monthly maintenance and transaction charges. For each $100 average collected balance in the account during the statement period, a $.25 credit is earned. Other benefits include: No minimum balance requirement • Free Online Banking • Free Telephone Banking • Free Gift • $50.00 off 1st order of checks* • FDIC and DIF Insurance *$50.00 off 1st order of checks when purchased through our affiliated vendors Harland and McBee
Interest On Lawyers Trust Account (Iolta) A convenient account with no maintenance fee for law firms that administer client funds. Banking Services Available with Any Business Checking Account • Online Banking and Bill Pay • Overdraft Protection • Direct Deposit • Treasury, Tax & Loan (TT & L) Deposits • Business Sweep Accounts • Wire Transfers • Employee Banking Benefits – A combination of special banking privileges for your employees • Night Deposits (at most locations) • Pre-Authorized Payments • Coin and Currency Services • Merchant Card Processing • Small Business Credit and Debit cards Terms and Conditions subject to change without notice. The Bank reserves the right to assess fees for coin and currency and shipping services if deemed appropriate. 
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