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Home Equity Loans & Lines
HOME EQUITY LOANS & LINES

Put the Equity in Your Home to Work for You.

As a homeowner, using the equity in your home may be the best way to finance a major project or purchase, or to refinance your first mortgage. At Randolph Savings Bank, we offer distinct options for borrowing on your home’s equity - a Loan that offers you the security of a fixed rate and a Line of Credit which provides you convenience and flexibility. Either option may provide tax savings.

EquityOne™ Fixed Rate Loan
A Randolph Savings Bank EquityOne™ Loan is the ideal way to refinance a higher rate first mortgage. It’s perfect for those wishing to reduce the length of their first mortgage, lower monthly payments or simply turn their home’s equity into cash. It also offers a range of terms.

Call us at 781 963-2100 or outside MA 877 963-2100 and ask about our no point and no closing cost options.

Home Equity Loan
Randolph Savings Bank EasyFix Equity loan lets you put the equity you’ve built in your home to work for you without worrying about changing interest rates. You can choose from a variety of fixed rate terms, making this loan perfect if you need to borrow money right away for a specific purpose such as home improvements, debt consolidation or college tuition. It also offers a range of terms to help keep your monthly payment manageable and within your budget.

Home Equity Line of Credit
Enjoy the flexibility and convenience of borrowing on the equity in your home whenever you need to with a Randolph Savings Bank Home Equity Line of Credit. We offer a variable rate program, with “capped” options which limit how high your interest rate can rise over the life of your loan. It’s so convenient you can tap into your line any time by simply writing a check.

To apply:

Contact a Mortgage Representative

Please click here for a
HOME EQUITY APPLICATION - PDF

Call during business hours:
781 963-2100 or outside MA 877 963-2100