INSURANCE SERVICES

Insurance is about protecting you and your family. At Randolph Savings Bank we are as concerned about protecting your wealth as we are in helping you acquire it. That is why we make selecting and buying the right insurance for your financial situation easy and accessible. The Insurance Specialist will be happy to help you assess your insurance needs and select the products that fit your financial situation, your lifestyle and your goals for the future. Insurance, along with your investment strategy and retirement planning, is an important part of your financial plan… for today and tomorrow.

Term Life Insurance
Term Life Insurance is usually the most affordable way to provide insurance protection for your family for a specific need or period of time; such as for mortgage protection or until children reach a certain age.

Whole Life Insurance
Whole life Insurance is part insurance and part asset accumulation. With Whole Life, your cash value accumulates income tax-deferred, and death benefits are generally income tax-free. It is designed for long-term needs such as lifetime income for a surviving spouse.

Universal Life Insurance
Like Whole Life, Universal Life is both an insurance and asset accumulation vehicle. It is a flexible policy that allows you to adjust the premium payments, premium amounts and the value of the death benefit. You can access the tax-deferred cash value accumulation for a variety of reasons such as college tuition, a major purchase or supplementing retirement income.

Long Term Care Insurance
With the spiraling costs of long-term care, this form of insurance has become an increasingly important part of financial planning for families. Long Term Care Insurance includes a range of medical, personal and supportive services for people needing assistance with their activities of daily living. It will not only help protect your hard-earned savings, but also help preserve your freedom in choosing where and how to receive care.

Disability Insurance
Disability Insurance provides you with income should you become sick or injured and unable to work. There are a variety of options available that a Randolph Savings Insurance Specialist will be happy to discuss with you.

Mortgage Insurance
Mortgage Insurance is a way to insure that your family will be able to stay in their home in the event of an unexpected tragedy.

Call 877 963-2100 to speak with our Financial Consultant Charlie Vidoli.

*Financial Consultants of The Financial Services Center at Randolph Savings Bank are licensed with Linsco /Private Ledger to discuss and transact securities business with residents of the following states: Massachusetts, Rhode Island, California, New Hampshire, Florida.

Securities and Insurance Products offered through LPL Financial and its affiliates.  Member FINRA/SIPC. Randolph Savings Bank is not a registered broker dealer and is not affiliated with LPL Financial.

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