If you are in the market for a mortgage, equity loan or equity line of credit , Randolph Savings Bank has mortgage professionals who will assist you in meeting your financial needs. We bring a high level of personal service to mortgage financing and will help you select the best program for you from our wide variety of products. Talk to us and discover how efficient, professional and friendly the mortgage or home equity financing process can be. A Full Range of Mortgage Products.
A Full Staff of Mortgage Professionals. Free Pre-Qualification and Free Pre-Approval
A Randolph Savings Bank mortgage representative will arrange to pre-qualify and pre-approve your application to make the home buying process easier. With our Pre-qualification Certificate in hand you can confidently place your offer on the home of your dreams. A mortgage representative is available evenings and weekends by appointment. Call 781 963-2100 or outside MA 877 963-2100. Fixed Rate Mortgage
Randolph Savings Bank offers fixed rate mortgages with a variety of terms and competitive rates. If you prefer the security of knowing what your monthly payments will be for the life of your mortgage, or if you expect interest rates to rise, a fixed rate mortgage might be right for you. One of our mortgage professionals will explain all the fixed rate mortgage programs we offer. Adjustable Rate Mortgage (ARM)
ARMs offer a lower initial interest rate than fixed rate mortgages which can make owning a home more affordable. They offer a lower fixed rate for an initial period of time, making them an attractive alternative to long-term fixed rate loans. Randolph Savings Bank offers a range of ARMs with varying fixed rate review periods. Interest rate caps limit rate increases at each review period and over the life of the loan. A loan specialist will help you choose the ARM that is right for you. Jumbo Mortgages
With as little as 5% down you can finance up to $700,000 at competitive fixed and adjustable rates. A variety of programs and terms are available. Construction/Permanent Mortgage
If you are building a home, we have programs that can finance up to 90% of the cost of construction. These loans meet your financing needs both during construction and after you move into your new home. Both fixed and adjustable rate mortgages are offered. Non-Conforming Mortgages
Randolph Savings Bank offers a variety of products that make mortgage financing accessible to those with special financial circumstances. We will work with you to identify a non-traditional mortgage that works for your situation. Contact a mortgage representative for more information. - 100% Financing
- Low & Moderate Income
Contact a Mortgage Representative  Need a mortgage? Click here to apply online.
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