Randolph Savings was founded in 1851 to provide a safe,
secure, and convenient place for people to save their money. Since
that time we have been committed to meeting the lending and banking needs of
the communities we serve. Whether you are buying your first home,
refinancing or looking for a way to finance that new addition you have been
dreaming of, one of our experienced lenders will be there to guide you
through every step of the process. Mortgage Loans
Securing the right financing can seem overwhelming.
Randolph Savings Bank can help you find a mortgage program that is right for
you, no matter what your stage in life. We take pride in the wide
variety of mortgage options that we can offer through our affiliation with
organizations like MASS Housing and RI Housing. Our team is experienced
with all types of mortgage loans including purchase, refinance, first time
homebuyer and reverse mortgages. The Randolph Savings Bank Lending
Team is committed to getting to know you and to helping you find the
financing that is right for you.
Free Pre-Qualification
A mortgage representative
will arrange to pre-qualify your application. With our
pre-qualification certificate in hand you can confidently make an offer on
the home of your dreams.
Rates
Mortgage
Representative
Purchasing and Refinancing
Randolph Savings Bank offers both Conventional Mortgage loans up to $417,000
and Jumbo Mortgage loans from $417,000 and $700,000 with fixed or
adjustable rate options. There are a variety of different terms and
programs that we have available to help you purchase or refinance your home.
First Time Homebuyer Programs
Randolph
Savings Bank brings its commitment to first time homebuyers to the next
level by offering FREE Home Buying Seminars. These Free seminars
provide information and insights into the mortgage application process, the
responsibilities of home ownership and tools to make informed choices about
one of the largest purchases most people make in their life. Feel free
to check out our schedule of seminars to find out when we are having our
next one.
First
Time Home Buyer Seminar Schedule
Reverse Mortgages
A Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HEMC),
is a federally regulated program that allows individuals age 62 and older
who own a home to tap into the equity that they have accumulated over the
years. It gives you the ability to turn your equity into a source of
tax-free supplemental income each month. Construction/Permanent Mortgage
If you are building a home, we have programs that
allow you to finance up to 80% of the cost of the construction. These
loans can meet your financing needs both during construction and after you
have moved into your home. You also have the option to choose a fixed
or adjustable rate mortgage.
Member FDIC
Member DIF
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