Randolph Savings was founded in 1851 to provide a safe, secure, and convenient place for people to save their money. Since that time we have been committed to meeting the lending and banking needs of the communities we serve. Whether you are buying your first home, refinancing or looking for a way to finance that new addition you have been dreaming of, one of our experienced lenders will be there to guide you through every step of the process.
Mortgage Loans
Securing the right financing can seem overwhelming. Randolph Savings Bank can help you find a mortgage program that is right for you, no matter what your stage in life. We take pride in the wide variety of mortgage options that we can offer through our affiliation with the FHA, MASS Housing and RI Housing. Our team is experienced with all types of mortgage loans including purchase, refinance, first time homebuyer and reverse mortgages. The Randolph Savings Bank Lending Team is committed to getting to know you and to helping you find the financing that is right for you..
Free Pre-Qualification
A mortgage representative will arrange to pre-qualify your application. With our pre-qualification certificate in hand you can confidently make an offer on the home of your dreams.
Rates
Mortgage Representative
Purchasing and Refinancing
Randolph Savings Bank offers both Conventional Mortgage loans up to $417,000 and Jumbo Mortgage loans from $417,000 and $700,000 with fixed or adjustable rate options. There are a variety of different terms and programs that we have available to help you purchase or refinance your home.
First Time Homebuyer Programs
Randolph Savings Bank brings its commitment to first time homebuyers to the next level by offering FREE Home Buying Seminars. These Free seminars provide information and insights into the mortgage application process, the responsibilities of home ownership and tools to make informed choices about one of the largest purchases most people make in their life. Feel free to check out our schedule of seminars to find out when we are having our next one.
First Time Home Buyer Seminar Schedule
Reverse Mortgages
A Reverse Mortgage, also known as a Home Equity Conversion Mortgage (HEMC), is a federally regulated program that allows individuals age 62 and older who own a home to tap into the equity that they have accumulated over the years. It gives you the ability to turn your equity into a source of tax-free supplemental income each month.
Construction/Permanent Mortgage
If you are building a home, we have programs that allow you to finance up to 80% of the cost of the construction. These loans can meet your financing needs both during construction and after you have moved into your home. You also have the option to choose a fixed or adjustable rate mortgage.
To learn more call today, 877-963-2100 ext. 2830 (after-hours x2821).
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