Our
approach to personal banking is to make your experience with us
efficient, effective and responsive at every contact point because
we value your time and appreciate your business. Additionally, it is
our goal to provide all the best financial products you could need
in one place. We're confident you will always find the personal
banking support and products you want at Randolph Savings Bank.
All
Randolph Savings Bank Checking Accounts offer these great features:
• Free
Randolph Savings Bank Debit MasterCard®
• Free Online
Banking and Online Bill Pay
• Free ATM
transactions at all Randolph Savings Bank ATMs1
•
Surcharge-free transactions at all SUMTM ATM locations
• 24 Hour
access to account information via Randolph Savings Bank Touch Tone
Banking
• Deposits
insured in full by both FDIC and DIF
• Unlimited
check writing
A checking account for every lifestyle.
Choose the checking option that’s right for you.
Free Checking
Interest Checking
High Interest Checking
FREE CHECKING
Our Free Checking* Account meets all basic
checking needs with a no-minimum-balance requirement.
•
No-minimum-balance
• $10 minimum
to open
INTEREST CHECKING
With our Interest Checking* Account,
customers earn interest with no monthly service charge fee as long
as they are receiving a monthly direct deposit.
(rates)
• No monthly
service charge fee with direct deposit2
• $100
minimum to open
HIGH INTEREST CHECKING
The High Interest Checking* Account offers a
higher rate of interest when a daily balance of $2,500 or more is
maintained. This account also has the added benefit of free basic
checks.(rates)
• No
monthly service charge fee if a $2,500 daily balance is maintained3
• Free basic
checks
• $2,500
minimum to open
*
Fees will apply for other services such as NSF/Overdraft fees, check
orders and stop payments. Ask for a copy of our Schedule of Fees for
a complete list.
1 - Randolph Savings Bank may impose an ATM network fee for
transactions at non-Randolph Savings Bank ATMs. Other banks may
impose a surcharge for the use of their ATMs.
2 - Without direct deposit a $6 service charge fee will be imposed
every statement cycle if the balance falls below $500 on any day of
the statement cycle.
3 - A $10 service charge fee will be imposed every statement cycle
if the balance falls below $2,500 on any day of the statement cycle.
4 - Refer to your Truth in Savings Disclosure for transaction
limitations applicable to this account.
5 - Penalty may be imposed for early withdrawal.
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