       |
Saving, Checking, Money Markets, CDs, & IRA's
RI Rates effective January 20, 2012
Rates disclosed on our website represent current account offers only. For rates on promotional accounts or accounts no longer available, please call 877-963-2100 and ask to speak to a Customer Service Representative.
Savings Accounts
Checking Accounts
Money Market Accounts
Certificates of Deposit
IRA - Individual Retirement Accounts
Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
Tiered
Statement
Savings |
$10-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
|
$10 |
0.15%
0.40%
0.50%
0.50%
|
0.15%
0.40%
0.50%
0.50%
|
Passbook
|
$10 |
$10 |
0.15% |
0.15% |
Holiday
Club
|
$10 |
$10 |
0.15% |
0.15% |
Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
Interest
Checking |
$10 |
$100 |
0.05% |
0.05% |
High
Interest
Checking
|
$10-$2,499
$2,500-$24,999
$25,000-$49,999
$50,000+
|
$2,500 |
0.15%
0.20%
0.25%
0.40%
|
0.15%
0.20%
0.25%
0.40%
|
Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
Money
Market |
$10-$2,499
$2,500+ |
$2,500 |
0.10%
0.20% |
0.10%
0.20% |
Preferred
Money
Market
|
$10-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
|
$25,000 |
0.20%
0.25%
0.35%
0.40%
|
0.20%
0.25%
0.35%
0.40%
|
|
|
Type |
Minimum
for APY |
Minimum
to Open |
Interest
Rate |
APY* |
| 6 Month |
$2,500 |
$2,500 |
0.35% |
0.35% |
|
10 Month Special |
$1,000 |
$1,000 |
0.50% |
0.50% |
| 12 Month |
$1,000 |
$1,000 |
0.55% |
0.55% |
| 18 Month |
$1,000 |
$1,000 |
0.80% |
0.80% |
| 24 Month |
$1,000 |
$1,000 |
1.00% |
1.00% |
| 30 Month
Special |
$1,000 |
$1,000 |
1.09% |
1.10% |
| 36 Month |
$1,000 |
$1,000 |
1.19% |
1.20% |
48 Month
Special with Bump1 |
$1,000 |
$1,000 |
1.34% |
1.35% |
| 60 Month |
$1,000 |
$1,000 |
1.49% |
1.50% |
|
|
Type |
Minimum
for APY |
Minimum
for APY |
Interest
Rate |
APY* |
| 6 Month IRA |
$500 |
$500 |
0.35% |
0.35% |
| 12 Month IRA |
$500 |
$500 |
0.55% |
0.55% |
| 18 Month IRA |
$500 |
$500 |
0.80% |
0.80% |
|
18 Month IRA (Variable) |
$500 |
$500 |
0.80% |
0.80% |
| 24 Month IRA |
$500 |
$500 |
1.00% |
1.00% |
| 36 Month IRA |
$500 |
$500 |
1.19% |
1.20% |
48 Month IRA
Special with Bump1 |
$500 |
$500 |
1.34% |
1.35% |
| 60 Month |
$1,000 |
$1,000 |
1.49% |
1.50% |
* APY = Annual Percentage Yield
** Rate may change after Account has been opened. Fees may reduce earnings.
*** Penalty may be imposed for early withdrawal.
1
You are permitted to request a rate upgrade
once during the initial 48 month term, which will be in effect for
the remainder of the certificate term. The upgraded rate will be
equal to the 48 Month CD rate in effect at the time of the request. |
