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Consumer Rates
Saving, Checking, Money Markets, CDs, & IRA's MA Rates effective
November 12, 2008 | Savings Accounts |
| Type | Minimum
for APY* | Minimum
to Open | Interest
Rate | APY*
| Regular
Savings | $10 | $10 |
0.80% | 0.80% |
| Regular Savings
(passbook opened after 09/18/08) | $10 | $10 |
0.50% | 0.50% |
| Holiday Club | $10 | $10 | 0.25% | 0.25% |
|
| | | | | Checking Accounts
|
| Type | Minimum
for APY* | Minimum
to Open | Interest
Rate | APY* |
Interest Checking
| $10. | $100. | .10% | .10% |
| High Interest Checking |
$10.-$2,499.
$2,500.+
|
$2,500. |
.10%
1.98% |
.10%
2.00% |
| | | | | Money Market Accounts
| | Type | Minimum
for APY* | Minimum
to Open | Interest
Rate | APY*| Money Market |
$10.-$2,499.
$2,500.00+
| $2,500.00
$2,500.00 | .15%
1.00% | .15%
1.00% | | Preferred Money Market |
$0 - $24,999
$49,999.00
$99,999.00
$100,000.00+
|
$2,500.00 $25,000.00
$25,000.00
$25,000.00 |
1.00%
1.98%
2.23%
2.47%
|
1.00%
2.00%
2.25%
2.50% | | | | Certificates of Deposit | | Type | Minimum
for APY* | Minimum
to Open | Interest
Rate | APY* | | 91 Day | $2,500. | $2,500. | 2.23% | 2.25% | | 6 Month | $2,500. | $2,500. |
2.47% |
2.50% | | 12 Month | $1,000. | $1,000. |
2.96% |
3.00% | | 18 Month | $1,000. | $1,000. | 2.96% | 3.00% | | 24 Month | $1,000. | $1,000. | 3.20% | 3.25% | | 36 Month | $1,000. | $1,000. | 3.45% | 3.51% | | 48 Month | $1,000. | $1,000. | 3.45% |
3.51% |
| 60 Month |
$1,000. |
$1,000. |
4.41% |
4.50% | |
13 Month CD SPECIAL |
$1,000. |
$1,000. |
3.45% |
3.51% | | | | | IRA - Individual Retirement Accounts | | Type | Minimum
for APY* | Minimum
to Open | Interest
Rate | APY* | | 6 Month IRA | $500. | $500. |
2.47% |
2.50% | | 12 Month IRA | $500. | $500. |
2.96% |
3.00% | 18 Month IRA
| $500. | $500. | 2.00% | 2.02% | | Additional Deposits Allowed | | 18 Month IRA | $500. | $500. |
2.96% |
3.00% | | 24 Month IRA | $500. | $500. |
3.20% |
3.25% | | 36 Month IRA | $500. | $500. |
3.45% |
3.51% |
|
60 Month IRA | $500. | $500. | 4.41% |
4.50% |
| Money Market IRA (Variable) | $250. | $250. |
0.75% |
0.75% | |
13 MONTH IRA
SPECIAL |
$500. |
$500. |
3.45% |
3.51% |
Rates are subject to change without notice. | | *APY = Annual Percentage Yield | | Customers who do not live within our Market Area must visit our banking office to qualify. |
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