        
|
Consumer Rates
Saving, Checking, Money Markets, CDs, & IRA's
MA Rates effective March 8, 2010
Rates
disclosed on our website represent current account offers only.
For rates on promotional accounts or accounts no longer
available, please call 877-963-2100 and ask to speak to a Customer
Service Representative.| Savings Accounts
** |
| Type | Minimum
for APY | Minimum
to Open | Interest
Rate | APY*
| Statement
Savings | $10 | $10 |
0.15% |
0.15% |
| Passbook | $10 | $10 |
0.15% | 0.15% |
| Holiday Club | $10 | $10 |
0.15% | 0.15% |
|
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|
| Checking Accounts
**
|
| Type | Minimum
for APY | Minimum
to Open | Interest
Rate | APY* |
Interest Checking
|
$10 |
$100 |
0.10% |
0.10% |
| High Interest Checking |
$10-$2,499
$2,500-$24,999
$25,000-$49,999
$50,000+
| $2,500 |
0.10%
0.10%
0.10%
0.10%
| 0.10%
0.10%
0.10%
0.10% |
| | |
| | Money Market Accounts
**
|
| Type | Minimum
for APY | Minimum
to Open | Interest
Rate | APY*
| Money Market |
$10-$2,499
$2,500+
|
$2,500
|
0.10%
0.25% |
0.10%
0.25% |
| Preferred Money Market |
$0 - $24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
|
$25,000
|
0.25%
0.25%
0.50%
0.50%
|
0.25%
0.25%
0.50%
0.50% | | | | Certificates of Deposit
*** |
| Type | Minimum
for APY | Minimum
to Open | Interest
Rate | APY* |
| 6 Month |
$2,500 |
$2,500 |
0.50% |
0.50% |
| 12 Month |
$1,000 |
$1,000 |
0.75% |
0.75% |
| 18 Month |
$1,000 |
$1,000 |
0.75% |
0.75% |
| 24 Month |
$1,000 |
$1,000 |
1.00% |
1.00% |
|
30 Month Special |
$1,000 |
$1,000 |
1.74% |
1.75% |
| 36 Month |
$1,000 |
$1,000 |
1.49% |
1.50% |
|
48 Month Special |
$1,000 |
$1,000 |
2.23% |
2.25% |
| 60 Month |
$1,000 |
$1,000 |
1.98% |
2.00% |
| | |
| IRA - Individual Retirement Accounts*** |
| Type | Minimum
for APY* | Minimum
to Open | Interest
Rate | APY* |
| 6 Month IRA |
$500 |
$500 |
0.50% |
0.50% |
| 12 Month IRA |
$500 |
$500 |
0.75% |
0.75% |
| 18 Month IRA |
$500 |
$500 |
0.75% |
0.75% |
| 24 Month IRA |
$500 |
$500 |
1.00% |
1.00% |
| 36 Month IRA |
$500 |
$500 |
1.49% |
1.50% |
|
48 Month IRA Special |
$500 |
$500 |
2.23% |
2.25% |
|
60 Month IRA |
$500 |
$500 |
1.98% |
2.00% |
|
* APY = Annual Percentage Yield
** Rate may change after Account has been opened.
Fees may reduce earnings.
*** Penalty may be imposed for early withdrawal.
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