 
 | Consumer Rates Savings, Checking, CDs, Money Market & IRAs
RI Rates effective March 8,
2010
Rates disclosed on our
website represent current account offers only. For rates on
promotional accounts or accounts no longer available, please call
877-963-2100 and ask to speak to a Customer Service Representative.
|
Savings Accounts
** |
|
Type |
Minimum
for APY |
Minimum to Open |
Interest Rate |
APY*
Statement Savings
|
$10-$2,499
$2,500-$24,999
$25,000-$49,999
$50,000+ |
$10
|
0.15%
0.15%
0.15%
0.15%
|
0.15%
0.15%
0.15%
0.15%
|
| Passbook Savings |
$10 |
$10 |
0.15% | 0.15% |
| Holiday Club | $10 | $10 | 0.15% | 0.15% |
Checking Accounts
**
|
| Type | Minimum
for APY | Minimum to Open | Interest Rate | APY*
Interest Checking
|
$10 |
$100 |
0.10% |
0.10% |
High Interest Checking
|
$10-$2,499
$2,500-$24,999
$25,000-$49,999
$50,000+
|
$2,500 | 0.10%
0.10%
0.10%
0.10%
| 0.10%
0.10%
0.10%
0.10%
|
|
|
|
| | |
Money Market Accounts
**
|
| Type | Minimum
for APY | Minimum
to Open | Interest Rate | APY*
| Money Market |
$10-$2,499
$2,500+
|
$2,500 |
0.10%
0.25% |
0.10%
0.25% |
| Preferred Money Market |
$0 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 +
|
$25,000
|
0.25%0.25%
0.50%
0.50%
|
0.25%
0.25%
0.50%
0.50%
| |
Certificates of Deposit
*** |
|
Type |
Minimum
for APY |
Minimum
to Open |
Interest Rate |
APY*
|
6 Month |
$2,500 |
$2,500 |
0.50% |
0.50% |
|
12 Month |
$1,000 |
$1,000 |
0.75% |
0.75% |
|
18 Month |
$1,000 |
$1,000 |
0.75% |
0.75% |
|
24 Month |
$1,000 |
$1,000 |
1.00% |
1.00% |
|
30 Month Special |
$1,000 |
$1,000 |
1.74% |
1.75% |
|
36 Month |
$1,000 |
$1,000 |
1.49% |
1.50% |
|
48 Month Special |
$1,000 |
$1,000 |
2.23% |
2.25% |
|
60 Month |
$1,000 |
$1,000 |
1.98% |
2.00% |
| IRA Certificate of Deposit - Individual Retirement Accounts*** |
| Type | Minimum
for APY | Minimum
to Open | Interest Rate | APY*
| 6 Month
IRA |
$500 |
$500 |
0.50% |
0.50% |
| 12 Month
IRA |
$500 |
$500 |
0.75% |
0.75% |
| 18 Month
IRA |
$500 |
$500 |
0.75% |
0.75% |
| 24 Month
IRA |
$500 |
$500 |
1.00% |
1.00% |
| 36 Month
IRA |
$500 |
$500 |
1.49% |
1.50% |
|
48 Month IRA Special |
$500 |
$500 |
2.23% |
2.25% |
|
60 Month IRA |
$500 |
$500 |
1.98% |
2.00% |
* APY=Annual Percentage Yield
** Rate may change after the account has
been opened. Fees may reduce earnings.
*** Penalty may be imposed for early withdrawal. | |
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