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Mortgage & Home Equity
Rates effective February 6, 2012
Fixed Rate Mortgages
Adjustable Rate Mortgages
Fixed Rate Home Equity
Home Equity Line of Credit, Auto & Other Consumer Loans
Fixed Term Rate |
Rate |
Points |
APR |
Payment
Per $100,000 |
10 Year
|
3.000% |
0.000% |
3.282% |
$965.61 |
10 Year
|
2.875% |
1.000% |
3.369% |
$959.85 |
15 Year
|
3.125% |
0.000% |
3.320% |
$696.61 |
|
15 Year |
3.000% |
1.000% |
3.341% |
$690.58 |
20 Year
|
3.625% |
0.000% |
3.778% |
$586.40 |
20 Year
|
3.500% |
1.000% |
3.768% |
$579.96 |
30 Year
|
3.875% |
0.000% |
3.987% |
$470.24 |
30 Year
|
3.625% |
1.000% |
3.818% |
$456.05 |
30 Year FHA
|
3.750% |
0.000% |
3.852% |
$463.12 |
30 Year MFHA*
|
4.000% |
0.000% |
4.104% |
$477.42 |
To apply or learn more call 877-963-2100 ext. 2830 (after
hours ext. 2821). |
Rates are subject to change.
Purchase – Rate and APR assumes: Borrower(s) credit score is greater than 740, the mortgage is for a single family owner
occupied
property, a 25% minimum down payment, and a loan amount of $100,000.
Refinance - Rate and APR assumes: Borrower(s) credit score is greater than 720, the mortgage is for a single family owner
occupied
property, a loan to value (LTV) of less than 75%, no cash out, and a loan amount of $100,000. Borrowers wanting cash out or with
a credit score less than 720 are subject to adjustments to posted rates.
Conforming Loan Limits apply: One Unit - $417,000, Two Unit - $533,850, Three Unit - $645,300, Four Unit - $801,950.
Jumbo loans are available for all adjustable rate mortgages. Please call for details.
* Property must be located in Massachusetts
For current rates call 877-963-2100 ext. 2830 (after hours ext. 2821). |
Term |
Rate |
Points |
APR |
Payment
Per $100,000 |
5 Year |
6.500% |
NA |
6.500% |
$1,957.00 |
10 Year
|
6.750%
|
NA |
6.750%
|
$1,148.00 |
15 Year |
7.000% |
NA |
7.000% |
$899.00 |
20 Year |
7.240% |
NA |
7.240% |
$790.00 |
To apply or learn more call 877-963-2100 ext. 2830 (after hours ext. 2821). |
For current rates call 877-963-2100 ext. 2830 (after hours ext. 2821). |
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