Your money at your fingertips with Randolph checking

No matter what your checking needs, Randolph has an account that is just right for you. We have great options that make banking easy. Checking on the go is hassle free with our free debit Master Card® – pay for purchases almost anywhere with ease! And you’ll never have to worry about finding an ATM that accepts your card – your Randolph checking account gives you access to thousands of ATMs across the country!

ALL OF OUR ACCOUNTS INCLUDE:

  • FREE online banking with bill pay
  • FREE mobile deposit
  • Unlimited check writing
  • FREE ATM transactions at all Randolph Savings Bank ATMs

Free Checking

Beyond Checking

Apex Checking

Monthly service charge fee

$0

$5 - may be waived 2

$10 - may be waived 3

Minimum balance to waive service charge fee

N/A

$1,500 2

$2,500 3

Interest

N/A

N/A

Tiered 4

Minimum balance to earn APY

N/A

N/A

Tier 1:  $10 - $25,000

Tier 2:  Over $25,000

FREE ATM Transactions (with Randolph Savings Bank and SUM Network ATMs)

Yes!1

Yes!1

Yes!1

ATM fees (card activity charge) waived per statement cycle

None

No card activity fees1

No card activity fees1

Other banks’ ATM surcharges rebated per statement cycle

None

UNLIMITED foreign ATM fee reimbursement1

UNLIMITED foreign ATM fee reimbursement1

Fees will apply for other services such as NSF/Overdraft fees, check orders and stop payments. Ask for a copy of our Schedule of Fees for a complete list. MA residents 65 years of age and over or 18 years of age or under usually qualify for exemption from certain fees on deposit accounts. Please contact a Bank Customer Service Representative in any branch to arrange for your exemption.

1 - Randolph Savings Bank is a member of the SUM® Program. Additional ATM surcharges will not be imposed on Randolph Savings Bank customers who use their cards at SUM® designated ATMs. However, Randolph Savings Bank does impose an ATM network fee (card activity charge) for transactions at non- Randolph Savings Bank ATMs (Refer to our current Schedule of Fees). Other banks may impose a surcharge for use of their ATMs. These fees are waived for Apex and Beyond Checking if account requirements are met.

2 - To waive monthly service charge fee, account must have direct deposit(s) totaling $1,500 or more each monthly statement cycle.

3 - To waive monthly service charge fee, account must have Minimum Account Balance of $2,500 or Relationship Deposit Balance of $25,000 or RSB Mortgage or RSB Home Equity Loan/Line.

* Eligible accounts - Checking, Savings, CD and IRA accounts with the same tax reporting owner.

4 - For details on Rates requirements, please visit our Rates page.