Great rates, great options

Are you getting the most for your money? Rates disclosed on our website represent current account offers only. For rates on promotional accounts or accounts no longer available, please call 877.963.2100 and ask to speak to a Customer Service Representative.

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Savings Accounts
Type Minimum for APY Minimum to Open Interest Rate APY*
Piggy Savings** $10 - $15,000
Over $15,000
$10 0.95%
0.10%
0.95%
0.95 to .19%
Savvy Savings (Online Only) $10 $10 0.50% 0.50%
Statement Savings $10 $10 0.10% 0.10%
Holiday Club $10 $10 0.10% 0.10%
Vacation Club $10 $10 0.10% 0.10%
Money Market Accounts
Type Minimum for APY Minimum to Open Interest Rate APY*
Preferred Money Market $10-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000+
$25,000 0.10%
0.20%
0.50%
0.75%
0.10%
0.20%
0.50%
0.75%
Money Market $10-$2,499
$2,500+
$2,500 0.05%
0.10%
0.05%
0.10%
Certificate of Deposit Accounts
Type Minimum for APY Minimum to Open Interest Rate APY*
12 Month (Special Rate Available when Opened Online Only)*** $1,000 $1,000 1.24% 1.25%
11 Month*** $1,000 $1,000 1.09% 1.10%
14 Month*** $1,000 $1,000 1.39% 1.40%
23 Month*** $1,000 $1,000 1.44% 1.45%
33 Month*** $1,000 $1,000 1.49% 1.50%
59 Month*** $1,000 $1,000 1.98% 2.00%
6 Month $2,500 $2,500 0.25% 0.25%
12 Month $1,000 $1,000 0.35% 0.35%
18 Month $1,000 $1,000 0.50% 0.50%
24 Month $1,000 $1,000 0.65% 0.65%
36 Month $1,000 $1,000 0.75% 0.75%
48 Month $1,000 $1,000 0.95% 0.95%
60 Month $1,000 $1,000 1.14% 1.15%
Retirement Certificate of Deposit Accounts
Type Minimum for APY Minimum to Open Interest Rate APY*
6 Month Fixed $500 $500 0.25% 0.25%
12 Month Fixed $500 $500 0.35% 0.35%
18 Month Fixed $500 $500 0.50% 0.50%
18 Month Variable $500 $500 0.50% 0.50%
24 Month Fixed $500 $500 0.65% 0.65%
36 Month Fixed $500 $500 0.75% 0.75%
48 Month Fixed $500 $500 0.95% 0.95%
60 Month Fixed $500 $500 1.14% 1.15%

*Rates on savings, money market and variable rate IRAs may change after account is opened. Rates of certificates of deposit accounts are fixed  for the duration of the term unless otherwise disclosed; fees could reduce earnings; penalty may be imposed for early withdrawal on Certificate of Deposit and IRA accounts.

APY (Annual Percentage Yield) accurate as of  08/01/2017

** Piggy Savings: Annual Percentage Yield as of 08/01/2017. Rates may change after account has opened. You may make unlimited withdrawals in our lobby. Withdrawals or transfers from a statement savings to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six (6) per statement cycle. Each transaction in excess of these limits will be charged an Excessive Transfer Fee. For balances of $10 to $15,000, the rate is 0.95% APY if the account is linked to an active checking account. For balances in excess of $15,000 the blended APY could range from 0.95 to .19% depending on the balance in the account.

For Apex checking accounts, active is defined as the customer must enroll in e-statements and ALL of the following transactions must be posted to the account per statement cycle: 1) Direct deposits totaling $2,500 or more; 2) 10 POS Debit Card Transactions.  For all other checking accounts, active is defined as one of the following transactions must be posted to the account per statement cycle: 1) 1 Direct Deposit, 2) 1 Debit Card Transaction, and 3) 1 Bill Pay Transaction.

If the Piggy account is not linked to an active checking account, the APY for the entire balance in the account will be 0.10%.

***You must deposit $1,000 to open this account. Deposits must be new funds to Randolph Savings Bank. Customer must have an active (five transactions per month) Randolph Savings Bank checking account (For 12-month Online CD the active checking account requirement is waived for accounts opened online).